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“Procrastination is like a credit card: it's a lot of fun until you get the bill."
— Christopher Parker
"Remember that credit is money."
“If one advances confidently in the direction of his own dreams, and endeavors to live the life which he has imagined, he will meet with a success unexpected in common hours.”
— Henry David Thoreau.
"The only failure lies in failure to start."
—Harold Blake Walker